If you have experienced water damage to your home or business, you will want to have the damage addressed as soon as possible. Do you know if your homeowners insurance will cover the water damage remediation, and is there a water damage company in Stone Oak that will work with your insurance? The answer depends on the type of water damage and what caused it, with some caveats. These basic answers will be discussed here, but be sure to read through your specific insurance policy to be sure.

What Your Insurance Will Cover For A Water Damage Restoration Contractor

Most homeowners insurance policies will cover water damage to your home if the damage has been caused by a source of water within the home, and that the damage was accidental and happened suddenly. What this means is, the damage cannot have come from a flood or from a storm. You will need to have flood insurance for this kind of water damage, it is typically not part of homeowners insurance policies. Now suppose your water heater suddenly malfunctions and ruptures and now you have drywall and flooring water damage. This is exactly the sort of water damage insurance will cover. Things like broken water pipes, damaged hoses on dishwashers, washing machines, etc.

Homeowners insurance will not cover water damage inside of the home if the damage occurs over an extended period of time, such as from a faucet that has been leaking for a while, or from an appliance or toilet that has had maintenance issues. If the damage appears as if it has been an ongoing issue, you will have to cover that water damage remediation out of pocket. If you believe your water damage will be covered by your policy, who should you call to schedule the repairs?

Stone Oak Water Damage Company To The Rescue

If your home has sustained water damage in Stone Oak, Sapphire Restoration is ready to help get the damage cleaned up, repaired, and restored. We are professionals trained in the remediation of water damage, locally owned and operated. We are open 24 hours a day, 7 days a week for emergency services, you can always call us at (210) 664-0770 anytime. You can call the same number for a free quote, and you can also request a free quote online here. Questions? You can also drop us a line online or call. We are at your service and ready to work with your homeowners insurance company to make sure your water damage is repaired and restored as soon as possible. Give us a call now!